Efficient Cooperative
Management System

Streamline your cooperative operations with our comprehensive platform. Manage savings, loans, profits, and dividends all in one place.

Powerful Features

Everything you need to manage your cooperative efficiently

Savings Management

Track member savings, deposits, and withdrawals with automatic balance calculations.

Loan Management

Automated loan processing with compound interest calculation and payment scheduling.

Profit Tracking

Monitor loan profits, late fines, and overall cooperative financial performance.

Dividend Distribution

Calculate and distribute dividends to members based on savings and profits.

100%
Automated
24/7
Access
Secure
Data Protection
RWF
Currency

Loan Calculator

Calculate your monthly payment and total interest using our compound interest formula

Loan Details

Minimum: RWF 1,000
Example: 12 for 12% per annum
Maximum: 120 months (10 years)

Loan Summary

Enter loan details and click "Calculate Loan" to see results

Available Loan Types

Choose the loan type that best fits your needs

Education Loan

Active

For educational expenses

Interest Rate: 8.00%
Max Amount: RWF 200,000.00
Max Period: 48 months
Conditions:
Member must have minimum savings of RWF 10,000. Must be an active member for at least 6 months. Proof of enrollment required.

Business Loan

Active

For business expansion and capital

Interest Rate: 10.00%
Max Amount: RWF 500,000.00
Max Period: 36 months
Conditions:
Member must have minimum savings of RWF 20,000. Must be an active member for at least 12 months. Business plan required.

Personal Loan

Active

For personal expenses and emergencies

Interest Rate: 12.00%
Max Amount: RWF 100,000.00
Max Period: 24 months
Conditions:
Member must have minimum savings of RWF 5,000. Must be an active member for at least 6 months.

Emergency Loan

Active

Quick access funds for urgent needs

Interest Rate: 15.00%
Max Amount: RWF 50,000.00
Max Period: 12 months
Conditions:
Member must have minimum savings of RWF 3,000. Must be an active member for at least 3 months.

Why Choose Our System?

Automated Calculations

Compound interest, loan durations, and profit calculations are all automated for accuracy.

Secure & Reliable

Your data is protected with industry-standard security measures and regular backups.

Easy to Use

Intuitive interface designed for both administrators and members.

Real-time Updates

All transactions and calculations are updated in real-time.

Key Capabilities

  • Member Management: Complete member profiles and authentication
  • Monthly Contributions: Track savings and loan payments automatically
  • Late Fine System: Automatic fine calculation for overdue contributions
  • Financial Reports: Comprehensive reporting and analytics
  • Role-Based Access: Separate portals for admins and members
  • Mobile Responsive: Access from any device, anywhere

Get In Touch

Have a question? Send us a message and we'll respond as soon as possible.

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Ready to Get Started?

Join our cooperative management system and experience efficient financial management.

Admin Login Member Portal